Not all home insurance policies are made equal and whilst your home insurance policy might provide some cover for your bike(s), it's not likely to be adequate or cost-effective for an avid cyclist like you!

In this blog piece Ebikespecialist gives some tips on what to look out for in your home insurance policy when assessing whether you need cycle-specific cover.

By joining the Ebikespecialist Club for £1 per month you can get comprehensive liability cover to protect yourself if you were involved in an accident that was deemed your fault.

No matter what you ride, you’ll get up to £2,000,000 that you are liable to pay including legal costs if you injure someone, or damage their property whilst using your bike.

Ebikespecialist covers your bike(s) and gear, even when you crash. Sometimes bad things happen to good people - whether it's a traffic accident or a mis-hap on the trail.

But Ebikespecialist will cover any bike damage that impedes its function.

To cancel your Ebikespecialist policy follow these steps:

1. Sign into your Ebikespecialist account

2. Click cover

3. Click Pause or Cancel your policy

You can cancel your policy at any time and pay your share for the days in the month that you had an active policy.

We understand that you may want to pause your policy without severing ties with the collective, perfect for winter hibernation or when you know you’ll be off of the bike. You can pause your policy within your account and quickly reactivate it again when you’re ready to get back on the bike.

You can submit a claim at any time in your Ebikespecialist account by hitting the claims tab, then ‘Add a claim’.

You can find out more about what information you need to provide to make a claim here or what you need to include in your claims video statement here.